Self certification is a simple way of detailing your income and you simply self declare your earnings and the lender will not insist on seeing audited accounts/income verification.  If you are self-employed and have an accountant, your accountant may need to provide a certificate to confirm your income is sufficient to service the loan.  You may also be asked to produce your business bank statements for a set period.

In addition you may need to provide your existing mortgage statement if you are a homeowner and a reference from your landlord if you are renting.  Self Certification has limits and some lenders will allow you to borrow up to 90% on a self certification basis.

We will source through the lenders products for you and save you time and money as well as pass on exclusive deals to you that we have access to from the lenders.

Please call 02072 68 68 00 for assistance