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Morgage Minds-Typical Rates: 26 January 2006

   
 

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. Please note that no specific advice or recommendation is being made on this website.

 

Initial Interest Rate

3.99%

Interest Rate Type and Period Bank of England Base Rate less 0.51% until 31/3/2007,
then Bank of England Base Rate + 1.19% until 31/3/2010
Interest Rate(s) Following Initial Rate Reverts to Lender's Standard Variable Rate applicable at the time (currently 6.5%).
The overall cost for comparison is 6.8 APR
Early Repayment Charges Tapered early repayment charges: 1.5% of the amount repaid until 31/3/2008; 1.25% of the amount repaid until 31/3/2009; 1% of the amount repaid until 31/3/2010
Maximum Loan-to-Value 85%
Valuation Fee House purchase only: typical charge £295
Lender Arrangement Fee Remortgages: £699. House purchase £599.
Higher Lending Charge A higher lending charge is not payable.
Compulsory Insurances None
Interest Charged Daily
Other This product is designed for buy-to-let customers.

THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. ASK FOR A PERSONALISED ILLUSTRATION.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THERE WILL BE A FEE OF UP TO 1.5% FOR MORTGAGE ADVICE.

THE PRECISE AMOUNT WILL DEPEND UPON YOUR CIRCUMSTANCES BUT WE ESTIMATE THAT IT WILL BE 0.75% OF THE LOAN VALUE  

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adverse credit loan | adverse credit mortgage | a buy to let mortgage | buy to let mortgage | remortgage finder
   

 

First time buyer | Moving Home | Re mortgage | Buy to let | Self cert | Adverse credit | Flexi ( flexible )Mortgage | Best Buy Mortgage |

125 % mortgage | Commercial Mortgage | Right to Buy | Adverse Credit Mortgage | Self employed | Islamic Mortgage |

Self build mortgage | Lifetime mortgage | Unusual Mortgage |